Plan a visit to Antalya when you plan your holiday to Turkey. The capital city has many beaches and attractions to keep you busy for days. There are fountains, theaters and temples to see. You can head towards the mountains and visit the city of Termessos, which is an ancient ruined city. It is amazing to see and explore the area. It gives you some idea of how people lived in ancient times. It will surprise you as to how the people lived in ancient times. You could spend a few days here before trying some pleasure sailing with the Blue Voyage.

The Blue Voyage takes you to the Turquoise Coast villages and secluded coves. The crystalline waters are spectacular to see when enjoying a pleasure sailboat ride. If you are planning your holiday to Turkey for nightlife, you will want to plan a stop in Bodrum. It is located south of Istanbul about five hundred miles. The resort offers some incredible nightclubs, castles and the underwater archaeology museum. The museum is even more prominent to see than the nightclubs. It is amazing what you can see. You will enjoy a few days at this location and it will give you time to see everything.

A Holiday to Turkey can include a cruise as well. The Bosporus and Princess Islands cruise is fantastic. The all day excursion will take you by villages, castles, fortresses and beautiful landscaping. The ferryboat cruise is relaxing and exciting. The cruise does stop for lunch in Saniyer and a taxi ride to Bebek. The Princess Islands cruise takes you around the beautiful islands where there are no cars or pollution. The air is clean and fresh. These two cruises will leave you with a peaceful feeling. Turkey does have many things for visitors to do.

The natural springs of Pamukkale are where the Turkish bath could have originated. The warm waters are just one of things the natural springs offer, the beauty surrounding the springs is something everyone needs to see. Holidays to Turkey and all the cities is something the entire family will enjoy. There are Roman cities to see and ancient ruins to visit. You can visit Anatolia for a spectacular view of the area. The standing temple has statues of the gods. You should try to be there in the morning as the sun rises for a view the way the gods see it.

With so much to see, your holiday to Turkey will be more enjoyable than you could have imagined and I am sure you cannot wait untill summer is here for you to enjoy. The beaches, museums, temples and mountaintops are exciting and fun to see. You can enjoy some nightlife in Istanbul and fine restaurants all over Turkey. There are different restaurants for different tastes with delightful cuisine. Getting there and getting around is easier than you think. There are rental cars, buses and shuttles to take you to areas you want to visit. There is no reason for you not to have fun while visiting Turkey and the attractions.

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Want more holiday tips? Please visit us at cheap holidays 24. You might enjoy our article - The Perfect Tours For Your Holiday To Turkey

Would your travel insurance policy cover you if you fell off an elephant while on holiday in Phuket? Well, maybe - but there could be a reduction in the available benefits. However, if you were on a holiday which included trekking by camel or elephant you would not be covered because the activity would be classified as 'non-incidental.' Confused yet? The subject of travel insurance for 'hazardous activities' can be very complicated!

Many travel insurance policies automatically cover for 'incidental' activities. The term 'incidental basis' means that your participation in an activity is on a casual, fortuitous, occasional, or minor basis. In contrast, sports tours or activity holidays; for example, a week's white water rafting on the Colorado River is considered non-incidental.

The term 'hazardous activity' for insurance purposes generally means any activity where it is recognized that there is an increased risk of injury or it can be reasonably expected to exacerbate an existing medical condition.

You should be covered to participate in an activity such as canoeing, hot air ballooning, camel riding, jet skiing, deep sea fishing, horse riding or snorkeling on a limited basis but not in excess, i.e. a planned adventure holiday where you would be participating in the activity on a daily basis.

For incidental activities which are considered more dangerous, such as abseiling or playing amateur rugby, claims resulting from these activities could mean a reduction in the amount of personal accident benefit and an increase in the 'excess' for medical expenses.

Another group might include activities considered dangerous which you would participate in on a regular basis, i.e. 'non-incidental.' Claims relating to these activities are also likely to be subject to a reduction in the amount of personal accident cover and an increase in the excess for medical expenses. These activities might include cycling (touring), pony trekking, safaris, and sailing holidays.

Sports, which include racing of any type (except on foot), would usually have to be approved in advance. The same would apply to activities such as: mountaineering (while using ropes), potholing, hang-gliding, caving, micro-lighting, motor racing, and parachuting (other than a solo or tandem jump) in excess of one jump and bungee jumping (in excess of one jump). Motorcycling may be covered provided an additional premium is paid, but is often subject to restrictions such as riding your own motorcycle up to a certain engine size, and not including any type of racing. Your travel insurance policy will not cover for professional sporting activities and you cannot work (paid or unpaid) as a guide or instructor to others.

Most travel insurance policies will contain a clause in their General Exclusions section regarding 'willful exposure to danger or peril' (unless in an attempt to save human life). The onus is on you to exercise reasonable care to prevent illness, injury, or loss or damage to your property. In other words - you should always act as if you are not insured and not tempt fate!

When it comes to winter sports, you do not normally have automatic coverage with your travel insurance policy and will need to pay an additional premium. Most winter sports policies do not cover for anything other than normal skiing and boarding activities. Dangerous activities such as ski jumping, heli-skiing, ski acrobatics, freestyle skiing, ski racing or training, ice hockey, and bobsledding would be excluded unless pre-approved. Exclusions would also apply to offpiste skiing in areas designated as unsafe by the resort management.

Travel insurance policies can vary a lot so if you should be offered free insurance or ludicrously cheap insurance it would be wise to check and see what it actually covers! You may find, for instance, that there will be no liability cover under certain circumstances or for certain activities. You may be covered for some potentially hazardous activities - but only if you remain within certain limited guidelines for that activity.

It is up to the underwriter whether they decide to provide cover for any unusual type of risk. You would need to contact the travel insurance company in advance to discuss any potentially hazardous activities. In some cases, you may be able to obtain cover, but only after payment of an additional premium or an amendment to the policy. If in doubt - always ask first. It will be difficult, it not impossible, to find a company which will add cover for a hazardous activity to your policy once you are on holiday. If you should find yourself in this position, it would be wise to avoid the activity - or attempt to purchase insurance where you are.

Are you less confused now? Imagine you are on holiday in Egypt. You decide to go on a camel ride. You fall off and break your leg. Would your travel insurance cover you? Depending on your particular policy, the insurance should cover you - because your participation in the activity was on an incidental basis!

About the Author

Jean Andrews is a freelance writer living in the UK. She regularly contributes articles for TIA Ltd who offer travel insurance at great prices online.